Description

Smartmed Premier

SmartMed Premier is health insurance that can be used by individuals and families.

  • As individual and family health insurance, SmartMed Premier covers areas around the world and provides comprehensive protection when you or your family are sick.
  • SmartMed Premier health insurance provides Basic Inpatient Benefits and Additional Benefits such as Childbirth, Outpatient and Dental Care and has special benefits, namely reimbursement for Chemotherapy, Hemodialysis, HIV/AIDS, funeral expenses and emergency evacuation and repatriation of bodies

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Product features and details


Superiority

  • VIP class medical facilities with convenience Cashlessat Allianz network hospitals in Indonesia, Singapore, Malaysia, Thailand, and others.
  • Total benefits in a year received by policyholders up to IDR 6 billion per person.
  • Reimbursement of maintenance costs according to the bill (as charge) if the treatment is according to the plan.
  • If you choose more rooms than Plan or choose a hospital in the United States, the treatment fee will be paid by the policyholder according to the Basic Limit.
  • Provides Inpatient Benefits and Additional Benefits such as Delivery, Outpatient, and Dental Care.
  • Provides Special Benefits, namely Chemotherapy, Hemodialysis, Medical Evacuation and Emergency Repatriation, HIV/AIDS, and Funeral Expenses.
  • No Claim Bonus or a bonus discount of 20% which is given at the time of policy renewal if there is no claim record for one policy year. The bonus discount is calculated from last year's policy premium and applies to the premium per insured.
  • Allianz eAZy Claim and Reimbursement facilities for reimbursement of medical treatment costs carried out at hospitals outside the Allianz-Admedika Network.
  • Choice of services co-share 20%, 10%, and 0% according to the agreement between the Insured and Allianz.
  • Access Allianz Medical Hotline 24 hours for medical information and services, as well as International Medical Assistance Services.


Choice of plans available

SmartMed Premier individual health insurance has 10 plans that you can choose according to your needs. Click the link below to find the most suitable insurance plan option.


FAQ


Q: Who can become participants in SmartMed Premier health insurance?

A: Anyone aged 15 days-75 years. Especially for maternity benefits, starting from the age of 16-45 years can become a SmartMed Premier participant.


Q: How do you get health services after becoming a policyholder?

A: If the treatment is carried out at the Allianz-Admedika insurance company network hospital, you can use the Cashless facility (non-cash payment).

If the treatment is carried out outside the Allianz-Admedika insurance company network, you can be served with the Reimbursement system and then submit a claim with eAZy Claim or with Reimbursement.


Q: What is a No Claim Bonus?

A: If there is no record of claims for 1 year of the policy and the policyholder decides to renew the policy, then the renewal policy will get a 20% bonus discount.

The bonus discount is calculated from last year's insurance policy premium and applies to the premium per insured.


Q: What are the options for paying for SmartMed Premier insurance premiums?

A: SmartMed Premier health insurance has a choice of monthly, quarterly, semester and annual premium payment methods. Monthly and quarterly premium payments only apply to Inpatient benefits and services using the Reimbursement system only.


Q: How do I pay my health insurance premium?

A: The frequency of annual health insurance premium payments can be made by bank transfer or credit card debit.

The frequency of monthly, quarterly and semester premium payments applies to payment systems via Visa and Mastercard credit cards.

All costs arising from the process of paying the health insurance premium will be borne by the insurance policy holder.


Q: How do I buy SmartMed Premier health insurance?

A: You can directly contact AllianzCare services on 1500 136 or fill out the data form at Request for Information

Contact us

Do you want to have SmartMed Premier health insurance as your or your family's health insurance? Call AllianzCare immediately at 1500 136 or fill out the data form at Request for Information.


Need more information?

To consult regarding Smartmed Premier, please contact by clicking the WhatsApp button below:

Or for an illustration request, please Click Here to fill out the illustration application form by complete.
then we will contact you within 1×24 hours.

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